Sheriff's Office

Civil Process

This Division is made up of one full-time deputy. Primary duties are the service of process, to conduct mortgage foreclosure and sheriff sales, writs of execution, evictions, postings, and collections. Fees for services are listed on the Beltrami County Fee Schedule, page 7 or contact the Civil Process Division at 218-333-8391 for more information.

Important Information for Bidders / Buyers at Sheriff's Sales

Mortgage foreclosures are either handled by action or by advertisement. In either case, the upcoming sale is published in a local newspaper and the sheriff's office conducts the sale.

Oftentimes the sheriff is not involved in the foreclosure process until the day of the scheduled sale. For this reason, we may not have information available if you call. Any questions regarding a sale should be directed to the attorney preparing the sale. Their telephone number is usually published with the Notice of Sale in the newspaper.

Interested bidders may wish to check with the County Recorders Office to research any subsequent mortgages and/or liens on the property.

Interested bidders generally do not have access to look at the property prior to sale. An exception would be if the property is for sale. In those circumstances, interested bidders may contact the realtor to arrange viewing of the property.

In Beltrami County, sales are conducted in the lobby of the Beltrami County Sheriff's Office. A sheriff's deputy reads the Notice of Sale. The mortgages' representative will then open bidding with the amount due on the property. Any other interested buyers may then bid on the property. Bids must be in increments of one dollar or more. The buyer must present cash or certified funds in entirety to the sheriff at the time of the sale.

After the sale, the sheriff issues a Report or Certificate of Sale.

The mortgagor has a period of time, usually six or twelve months to redeem or sell the premises. During that time, the mortgagor may continue to live in the home. If the mortgagor does redeem, the buyer's money is returned with interest. If the mortgagor does not redeem, the buyer may begin the eviction process after the Redemption period has expired.

If the mortgagor does not redeem, creditors with liens on the property may then redeem.

The preceding information represents only a general outline of information to answer commonly asked questions. Please refer to Minnesota laws or an attorney for further information.