Employee Benefits Summary

Effective January 1, 2017 through December 31, 2017

HOLIDAYS

The following paid holiday observances may vary depending on your specific Union's contract. The observed column is meant to help you distinguish holiday observances per Union. If a discrepancy would arise the Union contract takes precedence:

Holiday Observed
New Year's Day January 1
Martin Luther King Day Third Monday in January
President's Day Third Monday in February
Memorial Day Last Monday in May
Independence Day July 4
Labor Day First Monday in September
Columbus Day Second Monday in October (LELS Sergeants, Teamsters Licensed Deputies, Teamsters Non-Licensed)
Veterans' Day November 11
Thanksgiving Day Fourth Thursday in November
Friday after Thanksgiving (Non-union, AFSCME Human Services, AFSCME Courthouse, 49ers Highway, Teamsters, Assistant County Attorney)
Christmas Day December 25
Floating Holiday Must be used within the calendar year or lost

 

PAID TIME OFF (PTO) (Non-union, AFSCME Human Services, AFSCME Courthouse, Teamsters, Assistant County Atorneyl LELS, Sergeants)

 

Accrual Rate

Years of Service

Hours/Pay Period

Days/Year

0-5 Years

6.47 hours

21 days/year

After 5 Years

7.39 hours

24 days/year

After 10 Years

8.31 hours

27 days/year

After 15 Years

9.24 hours

30 days/year

After 20 Years

10.16 hours

33 days/year

VACATION (49ers, Highway; Teamsters, Licensed Deputies; Teamsters, Non-Licensed)

 

Accrual Rate

Years of Service

Hours/Pay Period

Days/Year

0-5 Years

3.70

12

After 5 Years

4.62

15

After 10 Years

5.54

18

After 15 Years

6.47

21

After 20 Years

7.39

24

SICK LEAVE (49ers, Highway; Teamsters, Licensed Deputies; Teamsters, Non-Licensed)
3.70 hours per pay period

PAY DATES County employees are paid on a bi-weekly schedule with pay days every other Thursday. Employees will receive their first check within 30 days of their date of hire. Direct deposit of paychecks is required.

HEALTH INSURANCE (Non-union, AFSCME, Human Services; AFSCME, Courthouse; Teamsters, Assistant County Attorneys; Teamsters, Licensed Deputies; Teamsters, Non-Licensed; LELS, Sergeants) www.bluecrossmn.com
Monthly employer contribution to Flexible Spending plan: $1040.00
The following Health insurance options are available as part of the Cafeteria Plan. All plans have fourth quarter carry-over and the family plans have embedded deductibles.

PLAN

SINGLE COVERAGE

FAMILY COVERAGE

BCBS 5000 HSA/VEBA
100% coverage

$591.00/month
Deductible $5000

$1,233.50/month
Deductible $10,000

BCBS 2600 VEBA
80/20 coverage

$659.50/month
Deductible $2600 / OPM $3500

$1,375.50/month
Deductible $5200 / OPM $6500

BCBS 3250 HSA/VEBA
100% coverage

$683.50/month
Deductible $3250

$1,425.50/month
Deductible $6500

BCBS 1,000 CMM
80/20 coverage

$804.50/month
Deductible $1000 / OPM $2000

$1,677.00/month
Deductible $2000 / OPM $4000

BCBS 2,500 CMM
80/20 coverage

$681.50/month
Deductible $2500 / OPM $3000

$1,434.50/month
Deductible $5000 / OPM $6000

(49ers, Highway employees are covered under the 49er’s Health and dental insurance plan.  They are eligible to purchase Short-Term Disability Insurance and Life Insurance under the county sponsored plans as well as participate in the flexible spending accounts)

DENTAL PLAN
A voluntary Dental Plan is available as part of the Cafeteria Plan.

Single

Family

Dental Insurance

$39.52/month     

$102.16/month

FLEXIBLE SPENDING ACCOUNTS
Employees can put up to $2,400 per year into a Medical Reimbursement Account to pay for out of pocket medical expenses pretax.
Employees can put up to $5,000 per year into a Dependent Day Care Account to pay for daycare expenses pretax.

LIFE INSURANCE
$10,000 basic life insurance is part of the core benefits with the opportunity for the employee to purchase additional coverage for self, spouse, or dependents.

ACCIDENTAL DEATH & DISMEMBERSHIP INSURANCE (AD&D)
Employees can purchase AD&D insurance for both themselves and their spouse.

DISABILITY INSURANCE
Long Term Disability: Employees can purchase Long Term Disability insurance to cover up to 60% of salary in the event they are disabled and unable to work for more than 6 months.
Short Term Disability: $200/month required core benefit with the opportunity for employees to purchase Short Term Disability insurance to cover up to 60% of Salary if they are disabled and unable to work for up to 6 months.

PENSION PLAN
Public Employees Retirement Association (PERA)

Coordinated

Sheriff Patrol

Sheriff Correctional Officers

Employer Contribution:

7.5%

16.2%

8.75%

Employee Contribution:

6.5%

10.8%

5.83%

LONGEVITY PAY
Longevity pay is available after 5 or 10 years of service depending on union contract language.

DEFERRED COMPENSATION
A deferred annuity plan that includes a variety of investment options is available through Nationwide Retirement Solutions, (NACo); Minnesota State Retirement System (MSRS).
The 2016 Benefit year contribution limits are listed below.

Under 50

$18,000

Over 50

$24,000

Traditional Catch-up

$36,000

ADDITIONAL BENEFITS
Blue Cross/Blue Shield Fitness Program Rebate
County Health & Wellness Program
Employee Assistance Program – Employees and family members have free access to independent, confidential and professional assessment and short-term counseling services with the Sand Creek Group, Ltd.

Effective date of all insurance coverages is dependent upon the employee's date of hire. Coverage is effective no less than 30 days and no more than 60 days following the start day; i.e., start date of February 1 coverage is effective March 1; start date of February 2 coverage is effective April 1.

This is only a summary intended for general information purposes and is not intended to be the legal description of our benefit package. Individuals who are offered a position with the County will have benefits discussed with them in detail.

Beltrami County is an Equal Opportunity/Affirmative Action Employer